Swansea Home Insurance

What Local Home Owners Need To Know About Their Policy

Even the basic Home Insurance policy will provide protection for "perils" or events that come right to mind. Such as fire, lightning, hail, explosion, smoke, theft, vandalism and liability. Did you know that your policy can also cover other structures on your property? Structures such as garages, workshops, garden sheds, sheds, decks, pool houses and even dog kennels. A Homeowner's policy is a very comprehensive policy, however, it will not protect everything.

What Is Not Covered Under A Homeowners Insurance Policy:

NO COVERAGE for flood, earthquake, war, terrorism or intentional damage... which are just a few exclusions found on a standard policy.

Policy Limitations

The limitations such as jewelry, securities, silverware, firearms, money, gold and silver are the most common. As you can see, each Home Owners Insurance policy can be different and also have different limitations. The Allan M. Walker Insurance Agency is here to help you make an informed decision. Our team is willing to take the time to listen to what is most important to you.

Do you want to decide what is most important to you in fifteen minutes or less?

Our team wants to earn your business by taking the time to know you and what is most important to you.Then together, we will build on how to protect your investment, your home, your castle, and your rental. We are here to listen and to hear what you have to say to make this happen your way. We don't want to shuffle you out our door like some of the national 1-800 companies.

Personal Home Insurance Will Not Cover Home Business Insurance

That's right folks! As good as a policy may be, chances are that if you work from your home or conduct a home business, you may not be protected. That extra room you just renovated to be your home office could be excluded under your current Homeowners Insurance policy. Your supplies, stock, and home office equipment are most likely excluded as well. However, the good news is that our insurance experts can help you protect your home business properly so there won't be any surprises in the event of a loss. After the loss is not the time to find out you're not protected.

Please click on the quote button now to be contacted by a team professional. What do you have to lose?

Swansea Homeowners What You Need To Know About Deductibles!

This is IMPORTANT!

We all know the dreaded term deductibles! What you may not know is that buried within your policy you may a have few different types of deductibles. The past few years brought on many changes in the deductible world and Home Owners Insurance. With super storms like Sandy, Irene, No name storms and Nor'easters these "events" or storms can trigger much higher deductibles. Do you have a "regular deductible", a built in "percentage type", a wind loss or named storm deductible? The Allan M. Walker Insurance Agency would be more than happy to explain all the different types to you. This will have a major effect on your claim should you have one.

That 100 Year Storm Just Took My Roof Off!

No it won't happen to me is just what a lot of hurricane Sandy and Irene homeowners said. But it did; they lost that roof that was over their head. Had Sandy come just a little more north Bristol County would have been National News. The destruction would have been horrible and we all would be scrambling to see if at the time of loss IF we had the right protection plan.

Even though we can take all the precautions we can, sometimes accidents and storms just get the better of us. So please don't wait to be better prepared for life's misfortunes. Complete the protection savings form NOW and let our professionals listen to what is important to you. We have been doing this for over 166 years now.

Beyond Swansea, Allan M. Walker Insurance Agency also offers Westport Homeowners Insurance and Taunton Home Owners Insurance, and services residents throughout the state of Massachusetts!

Just Neighbors Helping Neighbors Since 1847

Protection Is Our Business ~ Service Our Product