Middleboro Home Insurance
A Good Home Insurance policy will provide protection for:
- Your Home
- Detached & Attached Structures (workshops, pool houses, detached garage, dog kennels, garden sheds, decks)
- Your Personal Belongings (in other words all of your stuff, clothing,electronics, tables, chairs, Tv's ect)
- Living Expenses (should you have to live away from your home while it is being repaired for a covered loss)
- Personal Liability
- Medical Expenses (to others who may be injured on your property)
However not all Homeowners Insurance policies are alike! There are many areas of the policy that have limitations and exclusions. Items such as earthquakes, landslides and floods are excluded from the policy but may be purchased separately. You may think, "Middleboro isn't in a flood zone, so why do I need Flood Insurance?" When hurricane Irene passed through it rained so much that it is now a top ten storm for our area. Many people were flooded and many did not have coverage for their home.
Had Superstorm Sandy stayed out to sea just a little bit more we would of had much higher winds and a lot more damage. When was the last time you reviewed your Home Owners Insurance deductible? There have been many changes in the homeowners world of deductibles. Normally there was just one deductible now there are a few different types of deductibles that you must be aware of.
Which Deductible Do You Have?
- Wind Deductible
- Percentage Amount
- Storm Deductible
- Named Storm Deductible
Our team of professionals here at Allan M. Walker Insurance Agency can explain the differences to you. Do you know what kind you have and were the differences pointed out to you?
You will know the difference after talking to one of our Home Insurance team members. We take the time to listen and talk with you to hear what is important to you. If there is a question that you are not sure of please do not hesitate to ask our team.Hurricanes and storms are events no one can control and avoiding accidents is not promised to you or anyone. However we can manage and try to be prepared for life's misfortunes.
Is there coverage for your Home Business?
Most Likely NOT! If you work out of your home and you store "stock" in your house or garage you may have no coverage at all for your business!
Your home is probably your most valuable asset even more so if you are doing a business out of your home. It is also a huge risk for you financially. What if something happens to it? A fire? A flood? Vandalism? Will your Homeowners Insurance policy actually pay for the damage? Will it pay for ALL of it? This is why our team talks and listens, so we can get to know you and what keeps you up at night
A Good Night's Sleep And Peace Of Mind
Since 1847 at the Allan M. Walker Insurance Agency, we have protected the residents and business of Middleboro. Our team is here to help, to protect you with the right policy.
There are many many discounts available. We have several Home Owners Insurance companies to research the best fit for you. Let our team do that research and find the best price for you as well.
Allan M. Walker Insurance Agency also writes Freetown Homeowners Insurance, Attleboro Home Owners Insurance and insurance throughout all of Massachusetts!
Just Neighbors Helping Neighbors
Protection Is Our Business ~ Service Our Product